*{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"PingFang SC","Microsoft YaHei",Arial,sans-serif;background:#f6f8fb;color:#172033;line-height:1.75}
    a{color:inherit;text-decoration:none}
    .site{min-height:100vh;background:linear-gradient(135deg,#f6f8fb 0%,#eef4f7 45%,#f8f2ea 100%)}
    .wrap{width:min(1180px,calc(100% - 36px));margin:0 auto}
    .nav{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);border-bottom:1px solid rgba(23,32,51,.08)}
    .nav-inner{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:18px}
    .brand{display:flex;align-items:center;gap:10px;font-weight:900;font-size:18px}
    .brand-mark{width:32px;height:32px;border-radius:8px;background:#172033;display:grid;place-items:center;color:#fff;font-size:14px}
    .nav-links{display:flex;align-items:center;gap:8px;flex-wrap:wrap;justify-content:flex-end}
    .nav-links a{font-size:14px;padding:8px 12px;border-radius:8px;color:#39445a}
    .nav-links a:last-child{background:#172033;color:#fff}
    .hero{padding:76px 0 64px;display:grid;grid-template-columns:1.04fr .96fr;gap:42px;align-items:center}
    .eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border:1px solid rgba(23,32,51,.12);border-radius:999px;background:#fff;color:#526071;font-size:13px;font-weight:800}
    .eyebrow:before{content:"";width:8px;height:8px;border-radius:50%;background:#14b8a6}
    h1{font-size:clamp(38px,6vw,76px);line-height:1.05;margin:22px 0 20px;letter-spacing:0;font-weight:950;color:#101827}
    .lead{font-size:clamp(17px,2vw,21px);max-width:720px;margin:0;color:#46546a}
    .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
    .btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 18px;border-radius:8px;font-weight:900;border:1px solid rgba(23,32,51,.13);background:#fff}
    .btn.primary{background:#172033;color:#fff}
    .panel{background:#fff;border:1px solid rgba(23,32,51,.1);border-radius:8px;padding:24px;box-shadow:0 24px 60px rgba(23,32,51,.08)}
    .stats{display:grid;grid-template-columns:1fr 1fr;gap:14px}
    .stat{padding:18px;border-radius:8px;background:#f5f8fb;border:1px solid rgba(23,32,51,.07)}
    .stat b{display:block;font-size:30px;line-height:1;color:#101827;margin-bottom:8px}
    .stat span{font-size:14px;color:#5a6679}
    .process{padding:46px 0;background:#172033;color:#f8fafc}
    .process-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:18px}
    .process-card{border:1px solid rgba(255,255,255,.12);border-radius:8px;padding:22px;background:rgba(255,255,255,.05)}
    .process-card strong{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:8px;background:#14b8a6;color:#06221f;margin-bottom:16px}
    .process-card h2{font-size:22px;line-height:1.25;margin:0 0 8px;color:#fff}
    .process-card p{margin:0;color:#cad4e3}
    .section{padding:62px 0}
    .section-head{max-width:760px;margin-bottom:28px}
    .section-head h2{font-size:clamp(28px,4vw,46px);line-height:1.12;margin:0 0 12px;color:#101827}
    .section-head p{margin:0;color:#526071;font-size:17px}
    .feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
    .feature{background:#fff;border:1px solid rgba(23,32,51,.09);border-radius:8px;padding:20px;min-height:180px}
    .feature h3{margin:0 0 8px;font-size:20px;color:#101827}
    .feature p{margin:0;color:#5a6679}
    .faq{display:grid;grid-template-columns:1fr 1fr;gap:16px}
    .faq-item{background:#fff;border:1px solid rgba(23,32,51,.09);border-radius:8px;padding:20px}
    .faq-item h3{margin:0 0 8px;color:#101827;font-size:19px}
    .faq-item p{margin:0;color:#5a6679}
    .footer{padding:28px 0;border-top:1px solid rgba(23,32,51,.08);color:#687487;font-size:14px;background:#fff}
    @media (max-width:860px){
      .hero,.process-grid,.feature-grid,.faq{grid-template-columns:1fr}
      .nav-inner{align-items:flex-start;flex-direction:column;padding:14px 0}
      .nav-links{justify-content:flex-start}
      .hero{padding-top:48px}
      .stats{grid-template-columns:1fr}
    }